Arborly vs. Kapitus: A Side-by-Side Comparison

Deciding between Kapitus and Arborly for your business funding? This blog breaks down the key differences in capital access, product range, and customer experience. While Kapitus offers direct lending with a narrower scope, Arborly connects you to 25+ top lenders for more flexible, personalized options. Learn why growing businesses are choosing Arborly for faster approvals, better rates, and a funding experience built around their goals.
Published on :
May 15,2025
Tips

Intro:


Kapitus offers a range of funding options for small businesses—but is it the right fit for your needs? Let’s compare Kapitus to Arborly across the key areas that matter most.

Access to Capital:

  • Kapitus: Offers lending directly, which can limit flexibility
  • Arborly: Partners with 25+ lenders to give you more options and better rates

Product Range:

  • Kapitus: Strong focus on short-term loans and equipment financing
  • Arborly: Full suite including lines of credit, working capital, term loans, and equipment financing

Customer Experience:

  • Kapitus: Traditional approach to funding with limited customization
  • Arborly: Streamlined tech-enabled application, personalized matching, and dedicated support

Why More Businesses Are Choosing Arborly:

  • Faster approvals
  • Higher approval rates
  • More product flexibility
  • Personalized guidance

Kapitus offers one path. Arborly opens dozens. Apply now and see what’s possible.

More Articles

Tips
5 Signs You’re Ready to Take On Business Funding
Wondering if it’s the right time to seek business funding? In this blog, we share 5 clear signs that you’re ready to borrow—not out of desperation, but to fuel smart growth. From seizing new opportunities to building business credit and planning for seasonality, you’ll learn when funding makes strategic sense. Plus, see how Arborly helps you access fast, flexible capital from 25+ lenders—right when you need it most.
May 20. 2025
Tips
How to Improve Your Loan Approval Odds—Even If You’ve Been Denied Before
Been denied for a business loan? Don’t sweat it—rejection doesn’t have to be the end of the road. In this blog, we break down why denials happen and how to turn things around fast. From strengthening your financial profile to finding the right lending partner, you’ll learn practical steps to boost your approval odds—even if you’ve heard “no” before. Discover how Arborly helps businesses bounce back and get funded with lenders who see the full picture.
May 19, 2025
Tips
Line of Credit vs. Term Loan: Which Is Right for Your Business?
Deciding between a line of credit and a term loan? This blog breaks down the key differences so you can choose the right fit for your business. Whether you need flexible access to cash for ongoing expenses or a lump sum for a major investment, we’ll help you understand when and why each option makes sense. Plus, see how Arborly connects you to 25+ lenders to find the structure that best supports your growth goals.
May 17, 2025